An ‘Insured’ Fight Against Covid 19

Our lives, as much as we try to view them through an isolated lens, are always connected to certain external forces. These forces, in turn, vary tremendously in their nature, therefore ensuring a versatile human experience on a consistent basis. Now, when you have such a setup in place, it’s almost natural to expect a whole bag of notable benefits, but that doesn’t, in any way, rule out the downsides. You see, by allowing things to wander rather freely, we expose ourselves to all the potential negatives a situation can produce, and the world will go on to pay for it. However, the problem became too big once these emerging negative elements started causing irreversible damage across the board. Hence, we reached a realization that the world needed close regulation of its actions. Implementing stringent rules around freedom-oriented humans was never going to be an easy task, except the incentives for doing so became more and more apparent over time. With a strong protective layer acting as their shield, people have been able to operate a lot more comfortably and productively. The move further empowered us in regards to educating everyone about what we can duly claim as our right. An iteration of particularly the latter feature was on full display during US government’s latest announcement.

Biden administration has officially deemed it neccassary for the insurance companies to reimburse their customers over Covid 19 test kits. According to the Associated Press, the reimbursement obligation will last for upto eight at-home Covid 19 tests. Penciled in to be effective from 15th January 2022, the new policy fits well into government’s ongoing efforts to bolster testing throughout the country. Just a few days ago only, President Biden had formally revealed plans that were centered on making testing kits available through a dedicated website. To avail the latest benefit, however, insured Americans will have the option of either purchasing test kits under their insurance or they can also submit receipts to their insurance company and get reimbursed later on.

“This is all part of our overall strategy to ramp up access to easy-to-use, at-home tests at no cost,” said Xavier Becerra, secretary at US Department of Health and Human Services. “By requiring private health plans to cover people’s at-home tests, we are further expanding Americans’ ability to get tests for free when they need them.”

The arrival of omicron variant has yet again complicated the accessibility of testing kits for a wider population. As a result, we have already seen outlets like Walmart, Amazon, and Kroger placing a limit on how many kits an individual can purchase, while packaging this decision with a sizeable price hike as well.

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